OWNER FINANCING AVAILABLE / INCREDIBLE OPPORTUNITY, within the waterfront community of Gulf Harbors! This is a fantastic unit for investors or anyone looking for a bargain waterfront property, with the potential to customize and make it your own. The Homeowners Association (HOA) is currently replacing the drywall, outdoor air condenser system, water heater, and potentially more, making this a great chance to enhance a property with minimal upfront costs. DIRECT WATERFRONT LIVING: Enjoy the serenity of living directly on the water as this prime location allows you to fish, observe manatees, dolphins, and a variety of Florida wildlife just steps from your doorstep. RESORT STYLE ACTIVE LIVING: Waterfront Walking Path: Take a stroll along the picturesque waterfront walking path, perfect for sunset views and wildlife watching. SWIMMING POOLS: Two refreshing pools to enjoy. RECREATIONAL AMENITIES: Shuffleboard, bocce ball, and a clubhouse with billiards, card room, and grilling area for residents to socialize and unwind. BOATING & FISHING: Gulf Harbors is renowned for its excellent boating and fishing options. Owners can join the Yacht Club or access the private Gulf Harbors Beach Club for even more recreational fun. COMMUNITY AMENITIES: Kayak storage, laundry facilities, 24-hour security, onsite management, maintenance of grounds & recreational areas. AFFORDABLE HOA FEE COVERS: Homeowners insurance, flood insurance, water, sewer, garbage removal, cable TV, internet, financial reserves, building exterior, grounds maintenance, 24-hour security & onsite management. IDEAL LOCATION: Located just minutes from the historic downtown New Port Richey, residents can enjoy top-notch dining, shopping, an aquatic and fitness center, and Sims Park with frequent events and concerts. This is a prime chance to invest in a vibrant community with an unbeatable waterfront lifestyle! (ADDITIONAL DRYWALL and a DOOR WILL BE NEEDED TO RETURN THIS UNIT TO A TWO BEDROOM, CURRENTLY THE SECOND BEDROOM HAS BEEN OPENED INTO THE LIVING AREA.)