$15K down payment assistance available for qualified buyers! Situated in SE Palm Bay, this well-maintained 3-bedroom, 2-bath concrete block home offers a comfortable layout on a generous 0.23-acre lot. With no HOA and a fully fenced backyard, this property provides privacy and space for everyday living, outdoor enjoyment, and future possibilities. Inside, the home features a split-bedroom floor plan with tile flooring throughout—ideal for low-maintenance living. The central living area flows into a dedicated dining space just off the kitchen, creating a cozy atmosphere for daily meals or casual entertaining. The kitchen is efficiently designed with ample cabinet storage and natural light. The primary suite is located on one side of the home and includes a private en suite bathroom with a tub/shower combo. Two additional bedrooms and a second full bath are positioned on the opposite side, offering flexibility for guests, family, or a home office. A dedicated interior laundry room adds convenience and extra storage space. Step outside to a spacious screened-in back porch overlooking a large backyard—perfect for relaxing, gardening, or creating your dream outdoor space. Whether you envision a play area, fire pit, or even room for a future shed, the fenced yard offers a blank canvas with plenty of potential. Additional features include a one-car garage, central air conditioning, a shingle roof, and a septic system. The home's concrete block construction offers durability and peace of mind. Located in a quiet, established neighborhood, the property is zoned for Columbia Elementary, Stone Magnet Middle School, and Bayside High School, making it a great fit for families. Enjoy being just minutes from shopping centers, dining options, parks, and major roadways like Malabar Road and I-95—offering quick access to other parts of Palm Bay and nearby beaches. This charming home is ideal for first-time buyers, downsizers, or investors looking for a property in a rapidly growing area. With its functional layout, well-kept condition, and prime SE Palm Bay location, this home offers comfort, convenience, and value—all without HOA restrictions. Don't miss the opportunity to own a solidly built home with room to make it your own.