Buyer Flex Cash Available! Low HOA and NO CDD. Welcome to Harmony Central in St. Cloud, FL—a highly desirable community featuring tranquil ponds, open green spaces, and access to top-rated schools. Ideally located near the Florida Turnpike, Narcoossee Road, and downtown St. Cloud, this neighborhood offers both convenience and peaceful living. This energy-efficient, one-story home showcases the popular Adams Homes 2200 floor plan, offering 4 bedrooms and 3 full bathrooms—a rare and highly sought-after layout. One of the secondary bedrooms includes a full bathroom and a spacious walk-in closet, making it ideal for a guest suite, in-law accommodations, or a private home office. The open-concept design is perfect for everyday living and entertaining. The spacious kitchen features granite countertops, a center island, stainless steel Whirlpool appliances, and premium brand faucets. Additional highlights include a large laundry room, beautifully appointed bathrooms with granite finishes, a generous owner’s suite with a walk-in closet, and a covered lanai ideal for relaxing or entertaining outdoors. The seller is offering $20,000 in Flex Cash remember that $20,000 Flex Cash may be used toward interest rate buy-downs and/or prepaid items when using the preferred lender. Seller is also paying closing costs. Community amenities include a beautiful pool and dog park, all within a quiet, family-friendly setting. This home is backed by a 1-year builder warranty, 2-year plumbing, electrical, and mechanical warranty, and a 10-year structural warranty, providing peace of mind for years to come.