Welcome to this charming 3-bedroom, 3-bathroom home located in the heart of Lakeland, FL—with no HOA! Nestled in a highly desirable area, this home is just a short walk to Common Ground Park and Lake Hollingsworth, perfect for outdoor enthusiasts and families. Inside, the home is filled with natural light thanks to abundant windows and features a mix of tile, vinyl, and carpet flooring throughout. Can lighting adds a modern touch and enhances the home’s bright and airy feel. The front door was recently replaced, adding both style and security. The kitchen was beautifully renovated in 2019, complete with new stainless steel appliances and updated countertops, making it the perfect space to cook and entertain. The spacious living area flows nicely into the dining space, ideal for gatherings. A standout feature of this home is the fully renovated upstairs loft, which includes a private bathroom with a walk-in shower and freestanding bathtub, new flooring, and its own separate water heater. With access through the garage, this space is perfect for a rental opportunity, in-law suite, or private guest retreat. The roof was replaced in 2019, offering peace of mind for years to come. The spacious backyard provides space for gardening, pets, or relaxing evenings outdoors. This home blends comfort, character, and location, all without HOA restrictions. Don’t miss the chance to make this unique property yours—schedule your showing today!