PREFERRED LENDER INCENTIVE! ENJOY A LENDER PAID PERMANENT RATE BUYDOWN TO LOWER YOUR MONTHLY PAYMENTS! Welcome to this beautiful 3-bedroom, 2.5-bathroom home in the heart of Palmetto’s historic district! This unique property seamlessly blends historic charm with modern conveniences, offering a warm and inviting atmosphere for its next owner. The home appraised at $415K and is priced at just $188.33 per square foot, so you can enjoy instant equity from day one! Inside, you’ll find original terracotta tile flooring in the main living and kitchen areas, adding character and durability. The vaulted wood ceilings and wood-burning fireplace in the living room create a cozy yet dramatic space perfect for relaxing or entertaining. The kitchen is designed for both style and functionality, featuring Corian countertops, ample cabinet storage, and a seamless flow into the dining and living areas. The primary suite provides a spacious retreat with a walk-in closet, soaking tub, and walk-in shower. Two additional bedrooms with generous space, and a separate office makes working from home or pursuing creative projects a breeze. Step outside to your large screened lanai, perfect for morning coffee, outdoor dining, or hosting gatherings! With no HOA restrictions an expansive lawn that provides endless possibilities for outdoor activities, from gardening and play to accommodating boats, RVs, or even creating your own recreational haven. Whether you’re dreaming of a lush garden, a play area, or extra storage space, this property gives you the flexibility to make it your own. Nestled in the heart of the Palmetto Historic District, this home puts you just steps away from charming local shops, great dining, and year-round community events. Enjoy easy access to local favorites like the Bradenton Yacht Club, scenic Emerson Point Preserve, and the quaint streets of Olde Towne. Plus, some of the area's most exciting events on the river, the annual River Regatta, 4th of July fireworks, or the Christmas boat parade, are all just a short walk or bike ride away! With rich cultural heritage and a vibrant community spirit, this home offers a rare chance to own a piece of Palmetto’s history. Home has never flooded. Don’t miss your opportunity, schedule your private showing today!